Housing

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Does Southern CT have any housing options for the elderly?

Older adults may choose to change their housing situation for many reasons, including cost, home size, accessibility needs, location, or personal preference. SWCAA can provide information about available housing options, assist with completing housing applications when needed, offer limited financial help (up to $1,000) for moving expenses for eligible seniors, and make referrals to eviction‑prevention resources, legal services, and state‑approved agencies that perform home modifications. 

Housing Options for Seniors in Connecticut

Connecticut offers a wide range of housing options for older adults, depending on health needs, income, and personal preference. Here are the major categories: 

Emergency & Supportive Housing Resources

For seniors facing housing crises:

  • Coordinated Access Network (CAN) via 211 for homelessness response.
  • Right to Counsel & free legal services for qualifying renters at risk of eviction.
  • Section 8 and Rental Assistance Program (RAP) vouchers (long waitlists and lotterybased).
Assisted Living Facilities (AFLs)

Provide help with daily activities, transportation, housekeeping, meals, and recreational programming. In Connecticut, some assisted living programs are subsidized for low-income seniors, although many are available only through private pay. Facilities offering assisted living services must have a licensed Assisted Living Services Agency (ALSA) through the Department of Public Health.
Options include specialized services for residents with memory impairment.

Independent Living/Age Restricted Housing

These are market rate apartments, condos, or planned communities for older adults who can live independently.

They may offer recreational activities and limited supportive services, though these vary by community. These communities are not state-wide licensed.

Congregate Housing

Private living units combined with shared dining, housekeeping, and social activities. Designed for individuals with temporary or periodic difficulties with daily living. Some programs offer income-based subsidies. Not state licensed.

Continuing Care Retirement Communities (CCRCs)

Provide a continuum—from independent living to assisted living to nursing home care—within one community. Listed as an option in SWCAA’s housing guidance.

Subsidized Rental Housing for Older Adults (Elder Housing)

For low-income seniors—typically age 62+, though some accept 55+.
Rent is income based and subsidized by federal, state, or local programs.

These units are for older adults who can live independently and are not licensed.

State Funded Elderly Housing (Rental Housing for Elderly Persons Program)

Affordable housing operated by nonprofit housing developers and public housing authorities.
Key features:

  • Must be 62+ or meet disability criteria.
  • Income must be ≤ 80% of area median income.
  • Rent is either the base rent or a percentage of adjusted income minus utility allowance.
  • 10% of units must be accessible for persons with physical disabilities.

Some communities also participate in the Elderly Rental Assistance Payments (ERAP) program, offering rent subsidies.

Need help with housing information?

Review our Housing Guide today. Still unsure where to turn, call Aging Answers at (800) 994-9422 or email us